How To Budget For Your Next Kitchen Remodel (Without Breaking The Bank)

When it comes to your kitchen remodel, knowing what you want is the easy part. The hard part is figuring out how much you can afford.


As with any home project, your first step should be to calculate how much you can realistically afford. Smart budgeting is much more than tallying up numbers, you’ll need to ballpark the cost, establish a spending limit, get quotes from contractors, and set your priorities. So before you dive in take some time to do your research.


Take the time to visit showrooms, wander the aisles at your local Lowes or Home Depot, and talk to professionals who know what’s available and what you should anticipate spending on cabinets, flooring, appliances, etc. With a realistic idea of what’s ahead, you’ll have an easier time figuring out what to budget for the kind of remodel you’re aiming for and you’ll have more reasonable expectations when it comes to decision-making time.

According to the National Kitchen & Bath Association (NKBA), the average kitchen remodel budget breaks down into a set of basic categories. Once you’ve decided how much you’re able to spend, try breaking that number down in the exercise below.


BUDGET TOTAL            (T)
Cabinetry and hardware 29% (=T x .29)
Installation 17% (=T x .17)
Appliances and ventilation 14% (=T x .14)
Countertops 10% (=T x .10)
Flooring 7% (=T x .7)
Walls and ceilings 5% (=T x .5)
Lighting 5% (=T x .5)
Design fees 4% (=T x .4)
Doors and windows 4% (=T x .4)
Faucets and plumbing 4% (=T x .4)
Other 1% (=T x .1)


Percentage Breakdown courtesy of NKBA


Now that you have a better sense of how your budget will be distributed throughout the project, you can start to make some executive decisions. If it looks like you’re not going to have enough in the budget to get the cabinets or countertops you’ve been dreaming of, try finding ways of cutting corners somewhere else.

It might be worth it to go for a less luxurious lighting option if it means decking out your new dream kitchen with soft marble surfaces. Now that you know what you can spend, it’s time to get to the fun stuff: outlining your kitchen plan.



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